:root {
  --navy: #0a0a0b;
  --navy-soft: #151517;
  --red: #e21f2b;
  --paper: #f2efe9;
  --ink: #171719;
  --muted: #6f6f73;
  --line: rgba(16, 33, 50, .15);
  --serif: Montserrat, "Century Gothic", "Avenir Next", Arial, sans-serif;
  --sans: Montserrat, "Century Gothic", "Avenir Next", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }

.header {
  height: 88px;
  padding: 0 5vw;
  background: #fff;
  display: grid;
  grid-template-columns: 150px 1fr 170px;
  align-items: center;
  border-bottom: 1px solid #e8e5df;
  position: relative;
  z-index: 20;
}

.logo { width: 82px; height: 62px; overflow: hidden; display: flex; align-items: center; }
.logo img { width: 82px; height: 62px; object-fit: contain; }
.nav { justify-self: center; display: flex; gap: 32px; font-size: 12px; font-weight: 700; color: #454548; }
.nav a { position: relative; padding: 10px 0; }
.nav a::after { content: ""; position: absolute; left: 0; bottom: 2px; width: 0; height: 2px; background: var(--red); transition: .25s ease; }
.nav a:hover::after { width: 100%; }
.header-button { justify-self: end; padding: 15px 18px; background: var(--navy); color: #fff; display: flex; justify-content: space-between; width: 155px; font-size: 12px; font-weight: 800; }
.header-button span { color: #ff5d64; }
.mobile-nav { display: none; }

.hero { min-height: calc(100vh - 88px); background: #09090a; color: #fff; display: block; overflow: hidden; position: relative; isolation: isolate; }
.hero::before { content: ""; position: absolute; inset: 0; z-index: 1; opacity: .12; pointer-events: none; background-image: radial-gradient(rgba(255,255,255,.7) .45px, transparent .55px); background-size: 8px 8px; mask-image: linear-gradient(90deg, #000, transparent 75%); }
.hero-content { position: relative; z-index: 2; width: min(64%, 900px); min-height: calc(100vh - 88px); padding: clamp(80px, 11vh, 130px) 5vw 70px; }
.section-tag { margin: 0; display: flex; align-items: center; gap: 11px; font-size: 10px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; }
.section-tag span { width: 28px; height: 2px; background: var(--red); }
.section-tag.dark { color: #68686c; }
.hero h1, .section-title h2, .quote h2 { margin: 30px 0 0; font-size: clamp(52px, 5.6vw, 88px); line-height: .98; letter-spacing: -.06em; font-weight: 500; }
.hero h1 { margin-top: 0; }
h1 em, h2 em { font-family: var(--serif); font-weight: 300; }
.hero h1 em { color: #bebec1; }
.hero-text { max-width: 610px; margin: 32px 0; color: #a9a9ad; font-size: 15px; line-height: 1.8; }
.hero-actions { display: flex; align-items: center; gap: 30px; }
.primary-button { background: var(--red); padding: 17px 20px; min-width: 210px; display: flex; justify-content: space-between; font-size: 12px; font-weight: 800; }
.plain-link { padding: 13px 0; border-bottom: 1px solid #525255; display: flex; gap: 20px; font-size: 12px; font-weight: 700; }
.hero-stats { max-width: 650px; margin-top: clamp(60px, 10vh, 110px); padding-top: 25px; border-top: 1px solid rgba(255,255,255,.14); display: grid; grid-template-columns: repeat(3, 1fr); }
.hero-stats div { display: grid; gap: 6px; }
.hero-stats strong { font-family: var(--serif); font-size: 25px; font-weight: 400; }
.hero-stats span { color: #858589; font-size: 9px; letter-spacing: .08em; text-transform: uppercase; }

.hero-art { position: absolute; inset: 0; z-index: 0; overflow: hidden; background: #080809; }
.hero-main-image { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 54%; }
.hero-image-shade { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(9,9,10,.96) 0%, rgba(9,9,10,.84) 32%, rgba(9,9,10,.38) 60%, rgba(9,9,10,.08) 100%), linear-gradient(180deg, rgba(0,0,0,.16), transparent 44%, rgba(0,0,0,.48)); pointer-events: none; }
.ring { position: absolute; left: 47%; top: 50%; border: 1px solid rgba(255,255,255,.09); border-radius: 50%; transform: translate(-50%, -50%); }
.ring-one { width: 360px; height: 360px; }
.ring-two { width: 560px; height: 560px; }
.ring-three { width: 760px; height: 760px; }
.ring-two::after { content: ""; width: 9px; height: 9px; border-radius: 50%; background: var(--red); position: absolute; right: 10%; top: 20%; box-shadow: 0 0 25px #ff2935; }
.red-beam { position: absolute; right: -100px; bottom: -80px; width: 230px; height: 85%; background: linear-gradient(90deg, #6e080f, var(--red)); transform: rotate(13deg); box-shadow: 0 0 80px rgba(226,31,43,.28); }
.shield { position: absolute; left: 47%; top: 50%; width: min(31vw, 430px); aspect-ratio: .78; transform: translate(-50%, -52%); padding: 2px; clip-path: polygon(50% 0, 91% 14%, 87% 68%, 50% 100%, 13% 68%, 9% 14%); background: linear-gradient(145deg, #777, #050505 48%, #303033); filter: drop-shadow(0 30px 35px rgba(0,0,0,.55)); }
.shield-inner { width: 100%; height: 100%; clip-path: inherit; background: linear-gradient(145deg, #29292c, #080809 68%, #1c1c1f); display: flex; flex-direction: column; justify-content: center; align-items: center; }
.shield-inner::before { content: ""; position: absolute; inset: 5%; border: 1px solid rgba(255,255,255,.09); clip-path: inherit; }
.shield img { width: 45%; filter: brightness(0) invert(1); opacity: .92; }
.shield small { margin-top: -8%; padding-left: .5em; color: #959599; letter-spacing: .48em; font-size: 8px; }
.vertical-slogan { position: absolute; z-index: 4; top: 17%; right: 22px; margin: 0; writing-mode: vertical-rl; color: rgba(255,255,255,.64); font-size: 7px; letter-spacing: .3em; }

.value-strip { min-height: 52px; padding: 0 5vw; background: var(--red); color: #fff; display: flex; justify-content: space-between; align-items: center; font-size: 11px; font-weight: 900; letter-spacing: .22em; }
.value-strip b { opacity: .55; }
.section { padding: 120px 5vw 135px; }

.quick-tools { padding: 70px 5vw 80px; background: #fff; display: grid; grid-template-columns: .75fr 1.65fr; gap: 6vw; }
.quick-heading h2 { margin: 25px 0 0; font-family: var(--serif); font-size: clamp(30px, 3vw, 47px); font-weight: 400; line-height: 1.06; letter-spacing: -.035em; }
.quick-heading h2 em { color: #77777b; }
.quick-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.quick-grid > a { min-height: 126px; padding: 22px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); display: grid; grid-template-columns: 34px 1fr 20px; gap: 12px; align-items: start; transition: .25s; }
.quick-grid > a:hover { background: #101011; color: #fff; }
.quick-grid > a > span { color: var(--red); font-size: 9px; font-weight: 800; }
.quick-grid > a > b { color: var(--red); font-size: 17px; font-weight: 400; }
.quick-grid strong { display: block; margin-bottom: 8px; font-family: var(--serif); font-size: 18px; font-weight: 500; }
.quick-grid small { color: #747478; font-size: 10px; line-height: 1.55; }
.section-title { display: grid; grid-template-columns: .85fr 1.2fr .65fr; gap: 35px; align-items: end; margin-bottom: 65px; }
.section-title .section-tag { align-self: start; margin-top: 10px; }
.section-title h2, .quote h2 { font-size: clamp(46px, 5vw, 74px); }
.section-title h2 { margin: 0; }
.section-title h2 em, .quote h2 em { color: #727276; }
.section-title > p:last-child { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.75; }

.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.product-card { min-height: 520px; padding: 26px 26px 28px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); display: flex; flex-direction: column; transition: .3s ease; position: relative; overflow: hidden; }
.product-card:hover { color: #fff; background: var(--navy); transform: translateY(-5px); box-shadow: 0 22px 45px rgba(0,0,0,.18); }
.card-number { display: flex; justify-content: space-between; color: #74808a; font-size: 10px; letter-spacing: .12em; }
.card-number b { color: var(--red); font-size: 20px; font-weight: 400; }
.product-image { height: 205px; margin: 20px 0 24px; position: relative; overflow: hidden; background: #dedbd5; }
.product-image::before { content: ""; position: absolute; z-index: 2; left: 0; top: 0; width: 42px; height: 3px; background: var(--red); }
.product-image::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 55%, rgba(0,0,0,.42)); pointer-events: none; }
.product-image img { width: 100%; height: 100%; object-fit: cover; filter: grayscale(1) contrast(1.08); transition: transform .55s ease, filter .35s ease; }
.product-card:hover .product-image img { transform: scale(1.045); filter: grayscale(1) contrast(1.18) brightness(.86); }
.product-card h3 { font-family: var(--serif); font-size: 25px; font-weight: 500; margin: 0 0 13px; }
.product-card p { margin: 0 0 25px; color: #68747d; font-size: 13px; line-height: 1.7; transition: .3s; }
.product-card:hover p { color: #a5b2bd; }
.product-card small { margin-top: auto; padding-top: 17px; border-top: 1px solid var(--line); color: #77838c; font-size: 8px; font-weight: 700; letter-spacing: .17em; }
.line-icon { height: 135px; position: relative; }
.line-icon::before, .line-icon::after, .line-icon i { content: ""; display: block; position: absolute; border: 2px solid #a7b0b6; transition: .3s; }
.product-card:hover .line-icon::before, .product-card:hover .line-icon::after, .product-card:hover .line-icon i { border-color: #647788; }
.car::before { width: 94px; height: 40px; border-radius: 30px 30px 10px 10px; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.car::after { width: 17px; height: 17px; border-radius: 50%; left: calc(50% - 39px); top: 65%; box-shadow: 61px 0 0 -2px var(--paper), 61px 0 0 0 #a7b0b6; }
.car i { width: 52px; height: 26px; border-bottom: 0; left: 50%; top: 33%; transform: translateX(-50%) skewX(-24deg); }
.health::before { width: 82px; height: 82px; border-radius: 50%; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.health::after { width: 38px; height: 0; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.health i { width: 0; height: 38px; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.home::before { width: 82px; height: 65px; left: 50%; top: 60%; transform: translate(-50%,-50%); }
.home::after { width: 62px; height: 62px; border-left: 0; border-bottom: 0; left: 50%; top: 28%; transform: translateX(-50%) rotate(-45deg); }
.home i { width: 19px; height: 34px; border-bottom: 0; left: 50%; top: 56%; transform: translateX(-50%); }
.business::before { width: 82px; height: 77px; left: 50%; top: 54%; transform: translate(-50%,-50%); }
.business::after { width: 104px; height: 21px; left: 50%; top: 30%; transform: translateX(-50%); }
.business i { width: 23px; height: 18px; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.travel::before { width: 105px; height: 44px; border-radius: 50% 10px 10px 50%; left: 50%; top: 52%; transform: translate(-50%,-50%) rotate(-18deg); }
.travel::after { width: 29px; height: 72px; border-radius: 50%; left: 50%; top: 52%; transform: translate(-45%,-50%) rotate(-18deg); }
.travel i { width: 62px; height: 22px; border-radius: 50%; left: 35%; top: 67%; transform: rotate(12deg); }
.life::before { width: 74px; height: 99px; border-radius: 48%; left: 50%; top: 52%; transform: translate(-50%,-50%); }
.life::after { width: 25px; height: 25px; border-radius: 50%; left: 50%; top: 42%; transform: translate(-50%,-50%); }
.life i { width: 44px; height: 23px; border-radius: 50% 50% 0 0; border-bottom: 0; left: 50%; top: 65%; transform: translate(-50%,-50%); }

.insurance-guide { background: #fff; }
.guide-heading { margin-bottom: 60px; display: grid; grid-template-columns: 1.2fr .8fr; align-items: end; gap: 8vw; }
.guide-heading h2 { margin: 28px 0 0; font-size: clamp(46px, 5vw, 74px); line-height: .98; letter-spacing: -.055em; font-weight: 500; }
.guide-heading h2 em { color: #727276; }
.guide-heading > p { max-width: 480px; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.8; }
.compare-box { margin-bottom: 42px; color: #fff; background: #0a0a0b; display: grid; grid-template-columns: .8fr 1fr 1fr; }
.compare-box > div { min-height: 230px; padding: 35px; border-right: 1px solid rgba(255,255,255,.12); }
.compare-box > div:last-child { border: 0; }
.compare-title { background: var(--red); }
.compare-title span { font-size: 9px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.compare-title h3 { margin: 42px 0 0; max-width: 220px; font-family: var(--serif); font-size: 29px; font-weight: 400; line-height: 1.12; }
.compare-item small { color: #88888c; font-size: 8px; font-weight: 800; letter-spacing: .18em; }
.compare-item strong { display: block; margin: 35px 0 15px; font-family: var(--serif); font-size: 25px; font-weight: 400; }
.compare-item p { margin: 0; color: #9d9da1; font-size: 11px; line-height: 1.7; }
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); align-items: start; gap: 12px; }
.guide-card { min-height: 0; padding: 0; border: 1px solid var(--line); background: #faf9f7; overflow: hidden; align-self: start; transition: border-color .2s ease, box-shadow .2s ease; }
.guide-card[open] { border-color: rgba(226,31,43,.4); box-shadow: 0 14px 30px rgba(0,0,0,.06); }
.guide-card summary { min-height: 150px; padding: 30px 72px 28px 32px; list-style: none; cursor: pointer; position: relative; display: block; }
.guide-card summary::-webkit-details-marker { display: none; }
.guide-card summary::marker { content: ""; display: none; }
.guide-card summary h3 { margin: 0; font: inherit; }
.guide-card summary h3 > b { position: absolute; right: 30px; top: 50%; color: var(--red); font-size: 27px; font-weight: 300; line-height: 1; transform: translateY(-50%); transition: transform .2s ease; }
.guide-card[open] summary h3 > b { transform: translateY(-50%) rotate(45deg); }
.guide-content { padding: 0 32px 32px; }
.guide-no { color: #77777b; display: flex; justify-content: space-between; font-size: 10px; font-weight: 800; letter-spacing: .12em; }
.guide-no span { color: var(--red); font-size: 8px; }
.guide-title { display: block; margin: 26px 0 0; font-family: var(--serif); font-size: clamp(23px, 2vw, 31px); font-weight: 500; }
.guide-content > p { margin: 0 0 25px; color: #616166; font-size: 13px; line-height: 1.78; }
.guide-card h4 { margin: 0 0 12px; font-size: 10px; letter-spacing: .12em; text-transform: uppercase; }
.guide-card ul { margin: 0; padding: 0; list-style: none; }
.guide-card li { padding: 8px 0 8px 17px; color: #55555a; border-bottom: 1px solid #eceae6; font-size: 11px; line-height: 1.5; position: relative; }
.guide-card li::before { content: ""; position: absolute; left: 0; top: 14px; width: 5px; height: 5px; background: var(--red); }
.guide-alert { margin-top: 25px; padding: 14px 16px; border-left: 2px solid var(--red); background: #f3f1ed; color: #535358; font-size: 10px; line-height: 1.55; }
.more-products { margin-top: 42px; padding: 28px 30px; background: #f1efeb; display: grid; grid-template-columns: .6fr 1.4fr; align-items: center; gap: 30px; }
.more-products p { margin: 0; font-family: var(--serif); font-size: 20px; }
.more-products > div { display: flex; flex-wrap: wrap; gap: 8px; }
.more-products span { padding: 9px 12px; background: #fff; border: 1px solid #ddd9d3; font-size: 8px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.legal-note { max-width: 900px; margin: 25px 0 0; color: #88888b; font-size: 9px; line-height: 1.65; }
.source-links { margin-top: 14px; display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.source-links span { margin-right: 4px; color: #88888b; font-size: 8px; letter-spacing: .1em; text-transform: uppercase; }
.source-links a { padding: 7px 9px; border: 1px solid #ddd9d3; color: #5d5d61; font-size: 8px; font-weight: 700; }

.approach { background: #0a0a0b; color: #fff; display: grid; grid-template-columns: 1.25fr 1fr; }
.approach-statement { min-height: 660px; padding: 95px 7vw 80px 5vw; background: radial-gradient(circle at 0 100%, #2b2b2e 0, transparent 38%); position: relative; overflow: hidden; }
.approach-statement::after { content: "UBY"; position: absolute; right: -35px; bottom: -80px; color: rgba(255,255,255,.025); font-size: 300px; font-weight: 900; letter-spacing: -.1em; }
.about-lead { position: relative; z-index: 1; max-width: 620px; margin: 42px 0 0; color: #9eacb7; font-size: 14px; line-height: 1.85; }
.about-lead strong { display: block; margin-bottom: 8px; color: #fff; font-size: 20px; font-weight: 500; }
blockquote { position: relative; z-index: 1; margin: 62px 0 80px; font-family: var(--serif); font-size: clamp(34px, 3.7vw, 58px); line-height: 1.16; letter-spacing: -.035em; }
blockquote em { color: #a9b7c3; }
.signature { position: relative; z-index: 1; display: flex; align-items: center; gap: 20px; }
.signature img { width: 58px; height: 58px; object-fit: contain; filter: brightness(0) invert(1); }
.signature p { margin: 0; padding-left: 20px; border-left: 1px solid #405265; color: #97a6b2; font-size: 9px; line-height: 1.7; letter-spacing: .1em; text-transform: uppercase; }
.approach-points { padding: 70px 5vw; background: #070708; display: flex; flex-direction: column; justify-content: center; }
.approach-points article { padding: 35px 0; display: grid; grid-template-columns: 45px 1fr; border-bottom: 1px solid rgba(255,255,255,.1); }
.approach-points article:last-child { border: 0; }
.approach-points article > span { color: var(--red); font-size: 10px; font-weight: 800; }
.approach-points h3 { margin: 0 0 12px; font-family: var(--serif); font-size: 25px; font-weight: 400; }
.approach-points p { margin: 0; color: #8999a6; font-size: 13px; line-height: 1.75; }

.claim-section { padding: 110px 8vw; color: #fff; background: #0a0a0b; display: grid; grid-template-columns: .9fr 1.1fr; gap: 9vw; position: relative; overflow: hidden; }
.claim-section::after { content: "HASAR"; position: absolute; left: -35px; bottom: -65px; color: rgba(255,255,255,.025); font-size: 210px; font-weight: 900; letter-spacing: -.08em; }
.claim-heading { position: relative; z-index: 1; }
.claim-heading h2 { margin: 35px 0 28px; font-size: clamp(45px, 4.8vw, 70px); line-height: .98; letter-spacing: -.055em; font-weight: 500; }
.claim-heading h2 em { color: #aaa; }
.claim-heading > p:last-of-type { max-width: 520px; color: #99999d; font-size: 13px; line-height: 1.8; }
.claim-heading > a { width: 175px; margin-top: 30px; padding: 15px 17px; background: var(--red); display: flex; justify-content: space-between; font-size: 11px; font-weight: 800; }
.claim-steps { position: relative; z-index: 1; border-top: 1px solid rgba(255,255,255,.13); }
.claim-steps article { padding: 30px 0; border-bottom: 1px solid rgba(255,255,255,.13); display: grid; grid-template-columns: 55px 1fr; }
.claim-steps article > span { color: var(--red); font-size: 10px; font-weight: 800; }
.claim-steps h3 { margin: 0 0 10px; font-family: var(--serif); font-size: 24px; font-weight: 400; }
.claim-steps p { margin: 0; color: #929296; font-size: 11px; line-height: 1.75; }
.claim-links { padding-top: 22px; display: flex; gap: 12px; flex-wrap: wrap; }
.claim-links a { padding: 10px 13px; border: 1px solid #3d3d40; color: #b5b5b8; font-size: 9px; font-weight: 700; }

.faq { display: grid; grid-template-columns: .7fr 1.3fr; gap: 8vw; }
.faq-heading h2 { margin: 35px 0 0; font-size: clamp(46px, 5vw, 72px); line-height: .98; letter-spacing: -.055em; font-weight: 500; }
.faq-heading h2 em { color: #727276; }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { padding: 24px 0; list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 20px; font-family: var(--serif); font-size: 19px; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: var(--red); font-family: var(--sans); font-size: 22px; font-weight: 300; transition: .2s; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { max-width: 700px; margin: -5px 40px 25px 0; color: var(--muted); font-size: 12px; line-height: 1.75; }

.quote { min-height: 820px; padding: 110px 6vw; color: #fff; background: var(--navy-soft); display: grid; grid-template-columns: .82fr 1.18fr; align-items: center; gap: 6vw; position: relative; overflow: hidden; }
.quote::before { content: ""; position: absolute; left: -180px; bottom: -180px; width: 350px; height: 350px; border: 1px solid rgba(255,255,255,.08); border-radius: 50%; box-shadow: 0 0 0 70px rgba(255,255,255,.018); }
.quote h2 { margin-top: 30px; }
.quote-copy > p:last-child { max-width: 500px; color: #9aabb9; font-size: 13px; line-height: 1.8; margin-top: 30px; }
.quote-form { position: relative; z-index: 1; min-height: 610px; padding: clamp(48px, 4vw, 68px); background: #fff; color: var(--ink); display: grid; align-content: center; gap: 30px; box-shadow: 24px 24px 0 rgba(255,255,255,.035); }
.quote-form label { display: grid; gap: 9px; color: #5e6a73; font-size: 8px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.quote-form input, .quote-form select { min-height: 46px; padding: 9px 0 15px; color: var(--ink); background: #fff; border: 0; border-bottom: 1px solid #d7dce0; border-radius: 0; outline: 0; }
.quote-form input:focus, .quote-form select:focus { border-color: var(--red); }
.quote-form button { min-height: 72px; padding: 20px 25px; color: #fff; background: var(--red); border: 0; display: flex; align-items: center; justify-content: space-between; font-size: 13px; font-weight: 800; cursor: pointer; }
.quote-form button span { font-size: 18px; }
.quote-form > small { color: #8b959c; font-size: 8px; line-height: 1.5; text-align: center; }

footer { padding: 70px 5vw 30px; background: #060607; color: #fff; }
.footer-main { padding-bottom: 65px; border-bottom: 1px solid rgba(255,255,255,.1); display: grid; grid-template-columns: 140px 1fr 160px; align-items: center; gap: 30px; }
.footer-main img { width: 82px; height: 82px; object-fit: contain; filter: brightness(0) invert(1); }
.footer-main h2 { margin: 0; font-family: var(--serif); font-size: clamp(34px, 4vw, 58px); font-weight: 400; line-height: 1.08; }
.footer-main h2 em { color: #8596a4; }
.footer-main > a { padding: 15px 18px; color: var(--navy); background: #fff; display: flex; justify-content: space-between; font-size: 11px; font-weight: 800; }
.footer-main > a span { color: var(--red); }
.footer-contact { padding: 36px 0; border-bottom: 1px solid rgba(255,255,255,.1); display: grid; grid-template-columns: 1.4fr .65fr .75fr .75fr; gap: clamp(28px, 4vw, 60px); color: #bec7ce; font-size: 13px; line-height: 1.75; }
.footer-contact address { font-style: normal; }
.footer-contact > * > span { display: block; margin-bottom: 8px; color: #687781; font-size: 8px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.footer-contact a { color: #fff; font-size: 17px; font-weight: 600; }
.footer-contact a[href^="mailto:"] { font-size: 14px; overflow-wrap: anywhere; }
.location-map { height: 360px; margin-top: 36px; border: 1px solid rgba(255,255,255,.1); position: relative; overflow: hidden; background: #101011; }
.location-map iframe { width: 100%; height: 100%; border: 0; }
.location-map > a { position: absolute; z-index: 2; right: 18px; bottom: 18px; min-width: 210px; padding: 15px 18px; color: #fff; background: var(--red); display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: 10px; font-weight: 800; box-shadow: 0 12px 30px rgba(0,0,0,.3); }
.location-map > a span { color: rgba(255,255,255,.7); font-size: 8px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; }
.footer-bottom { padding-top: 27px; color: #6e7d89; display: grid; grid-template-columns: 1fr 1fr 1fr; font-size: 8px; letter-spacing: .1em; text-transform: uppercase; }
.footer-bottom nav { display: flex; justify-content: center; gap: 20px; color: #9ba8b2; }
.footer-bottom > span:last-child { text-align: right; }
.footer-credit { margin-top: 26px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.06); display: flex; justify-content: center; }
.footer-credit a { color: #78848d; font-size: 8px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; transition: color .2s ease; }
.footer-credit a:hover { color: #fff; }
.whatsapp-button { position: fixed; z-index: 50; right: 22px; bottom: 22px; min-height: 54px; padding: 0 20px 0 15px; border-radius: 30px; color: #fff; background: #25d366; display: flex; align-items: center; gap: 10px; font-size: 11px; font-weight: 800; box-shadow: 0 12px 32px rgba(0,0,0,.28); transition: transform .2s ease, box-shadow .2s ease; }
.whatsapp-button:hover { transform: translateY(-3px); box-shadow: 0 16px 38px rgba(0,0,0,.36); }
.whatsapp-button svg { width: 27px; height: 27px; fill: currentColor; }

@media (max-width: 900px) {
  .header { height: 76px; padding: 0 22px; grid-template-columns: 1fr auto; }
  .nav, .header-button { display: none; }
  .mobile-nav { display: block; position: relative; }
  .mobile-nav summary { list-style: none; width: 40px; height: 40px; border: 1px solid #dce0e3; display: grid; place-content: center; gap: 6px; cursor: pointer; }
  .mobile-nav summary::-webkit-details-marker { display: none; }
  .mobile-nav summary i { width: 17px; height: 2px; background: var(--navy); }
  .mobile-nav nav { position: absolute; right: 0; top: 48px; width: 220px; padding: 10px; background: #fff; box-shadow: 0 18px 40px rgba(0,0,0,.16); display: grid; }
  .mobile-nav nav a { padding: 13px 12px; border-bottom: 1px solid #eee; font-size: 12px; font-weight: 700; }
  .hero { min-height: 760px; }
  .hero-content { width: 100%; min-height: 760px; padding: 85px 22px 70px; }
  .hero-art { height: 100%; border: 0; }
  .hero-main-image { object-fit: contain; object-position: center bottom; }
  .hero-image-shade { background: linear-gradient(180deg, #09090a 0%, rgba(9,9,10,.96) 38%, rgba(9,9,10,.68) 70%, rgba(9,9,10,.16) 100%); }
  .shield { width: 310px; }
  .value-strip { padding: 18px 22px; flex-wrap: wrap; gap: 15px; }
  .quick-tools { padding: 65px 22px; grid-template-columns: 1fr; }
  .section { padding: 85px 22px; }
  .section-title { display: block; }
  .section-title h2 { margin: 25px 0; }
  .product-grid { grid-template-columns: 1fr 1fr; }
  .guide-heading { grid-template-columns: 1fr; }
  .compare-box { grid-template-columns: 1fr; }
  .compare-box > div { min-height: auto; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.12); }
  .guide-grid { grid-template-columns: 1fr; }
  .more-products { grid-template-columns: 1fr; }
  .approach { grid-template-columns: 1fr; }
  .approach-statement { min-height: auto; padding: 80px 22px; }
  .approach-points { padding: 35px 22px; }
  .claim-section { padding: 85px 22px; grid-template-columns: 1fr; }
  .faq { grid-template-columns: 1fr; }
  .quote { min-height: auto; padding: 85px 22px; grid-template-columns: 1fr; gap: 55px; }
  .quote-form { min-height: auto; }
  .footer-main { grid-template-columns: 100px 1fr; }
  .footer-main > a { grid-column: 1 / 3; }
  .footer-contact { grid-template-columns: 1fr; gap: 25px; }
  .location-map { height: 320px; }
  .footer-bottom { grid-template-columns: 1fr; gap: 20px; text-align: center; }
  .footer-bottom > span:last-child { text-align: center; }
}

@media (max-width: 560px) {
  .hero h1 { font-size: 49px; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .hero-stats { grid-template-columns: 1fr 1fr; gap: 25px; }
  .hero, .hero-content { min-height: 780px; }
  .hero-main-image { object-position: center bottom; }
  .hero-image-shade { background: linear-gradient(180deg, #09090a 0%, rgba(9,9,10,.97) 42%, rgba(9,9,10,.72) 72%, rgba(9,9,10,.2) 100%); }
  .quick-grid { grid-template-columns: 1fr; }
  .product-grid { grid-template-columns: 1fr; }
  .product-card { min-height: 390px; }
  .quote-form { padding: 28px 22px; }
  .location-map { height: 280px; }
  .location-map > a { left: 12px; right: 12px; bottom: 12px; min-width: 0; }
  .whatsapp-button { right: 14px; bottom: 14px; width: 54px; padding: 0; justify-content: center; }
  .whatsapp-button span { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); }
  .footer-main { grid-template-columns: 1fr; }
  .footer-main > a { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}